TermMax is a next-generation DeFi protocol offering customizable Uniswap v3 inspired AMM for borrowing and lending pools with fixed rates and terms. The platform enables leveraged one-click looping strategies for yield-bearing tokens, using fixed-rate loans to lock-in costs and optimize capital efficiency.

Term Structure (parent company of TermMax and Term Structure Institutional) is backed by Cumberland, Hashkey Capital, Decima Fund, LongLing Capital, and MZ Web3 Fund. Term Structure has raised $4.45M in a seed round led by Cumberland.

Estimated target APY:

• USDC vault APY: (Current vault APY + TMX APY) no lower than minimum guaranteed APY + Liquidity.Land bonus (Additional token allocation).
  Current APY = 1.45% USDC + 9.98% TMX APY + additional token allocation
• WETH Vault APY: (Current vault APY + TMX APY) no lower than minimum guaranteed APY + Liquidity.Land bonus (Additional token allocation).
  Current APY = 0.75%WETH + 7.56% TMX + additional token allocation

Note 1: The final APY for Minimum guaranteed APY for USDC and WETH depends on the sum of cumulated TVL provided by Liquidity.Land users, will be selected based on the TVL Tiers in the table above.

Note 2: The Minimum Guaranteed APY and Additional Token Allocation apply only if funds remain locked for the full 4-month program duration. In the event of early withdrawal, these terms will no longer apply, and you will instead receive the Current APY and be eligible only for the public airdrop.

Note 3: If the Vault APY + TMX APY falls below the Minimum Guaranteed APY, TermMax will compensate the difference you will earn no lower than Minimum Guaranteed APY. If the market APY exceeds the Minimum Guaranteed APY, you will receive the Current APY. Additional token allocation (L.L. bonus) will be granted in any case if the conditions from Note 2 are fulfilled.

Estimated valuation for TMX token based on $60M FDV, with price 0.06$.

Program duration: Since late April 4 months.

Top TVL tier rewards are guaranteed for Liquidity.Land members